IRS Benefit Plan Limits for 2026

  • December 09, 2025
  • Faculty and Staff

Each year, the IRS announces updated benefit plan contribution limits for the upcoming tax year. These limits determine the maximum contributions you can make as a participant in various plans. Below are the 2026 limits for the benefit plans available to eligible faculty and staff at Regis University:

Flexible Spending Account (FSA) Contributions:

  • Health Care FSA and Limited Purpose Health Care FSA: Limit increases from $3,300 to $3,400 on May 1, 2026.
  • Dependent Care FSA: Limit increases from $5,000/$2,500 to $7,500 per household or $3,375 married filing separately on May 1, 2026.
 

Note: FSA contribution changes can only be made during open enrollment or following a mid-year qualified event. Our benefit plan year runs from May 1 to April 30, with open enrollment typically occurring in March/April.

Health Savings Account (HSA) Contributions:

  • Employee-only coverage: Limit increases from $4,300 to $4,400.
  • Other coverage tiers: Limit increases from $8,550 to $8,750.
  • Catch-up contribution (age 55 and older): Remains at $1,000.
 

Changes to your HSA contribution amounts can be made at a maximum of once a month through your Workday account: ruworks.regis.edu. Please click here to access the guide.

The Regis University 403(b) Retirement Defined Contribution Plan:

  • Voluntary pre-tax and/or post-tax contributions: Limit increases from $23,500 to $24,500.
  • Catch-up contributions (ages 50-59): Limit increases from $7,500 to $8,000.
  • Catch-up contributions (ages 60-63): Remains the same at $11,250.
  • Changes to voluntary retirement plan contributions can be made at any time by contacting Empower Retirement at 800-701-8255 or by logging into your retirement account at www.empower-retirement.com. If you would like to set up a time to meet with Sandra Arellano Diaz, our Retirement Plan Advisor, visit here.
 

We hope this information helps you plan for your 2026 contributions. If you have any questions, please contact the Department of Human Resources at 303-458-4161 or via email at HRinfo@regis.edu. 

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